Finch Credit Intelligence

Market intelligence on South African consumer credit — how borrowers repay, how much they borrow, who they are, and how lenders compare.

How lenders are grouped

We group every credit provider into one of five lending types. Every lender is shown anonymised as “Lender 1, 2, 3…”, ranked by size within its type. Log in with your work email to reveal your own brand.

Source: Slant featured_transactions, 1Q26. Grouping from analysts.user_mappings (credit_by_type).

What's inside

Customer & product profile — one scrolling view of who borrows from each lending type and how they behave: payment, loan amount, age, income, bank mix, loan stacking and affordability, each with a lender drill-down.
Payment segmentation — how repayment varies by income, age and bank.
Trends over time — monthly trajectory by lending type.